Money

So, I've stopped working at the rescue shelter about a month ago, work with my "mate" has been pretty inconsistent, so money hasn't been great, but we're getting by ok, for now. So whats my plan? Do I even have one? Last night we had a manager from a franchise come around to talk about buying a pet grooming franchise. Now its sounds good, make your own money, support from the company, how much you put in is how much you get out...but things that are bad, initial outlay to buy the franchise, 37000, that would mean a loan, and emptying our-well the wife's- bank account, owing money to the bank, probably spending the first year building the business and repayments, so pretty much the first year is repayments, not so much making money-well depending on how busy I am- so that means the first year, or most of it, I would be paying off, not earning, we get by on the wife's wage, and have backup in the bank, but buying the franchise would change that, is it something I/we're prepared to do? All of this hurts my head. Money money money, that's all life seems to be, money doesn't make you happy? To some degree I believe that, working your ass off to make it, doesn't work, the more money you want, the more you got to work-mostly, I think winning money doesn't help, IF, its alot of money, you know millions, you have people wanting things from you, having that much money makes you complacent I think. I want enough to be comfortable, enough to buy a house, and invest some and live-or at least- have enough interest earning, that if we weren't working, we had a modest-40000ish- interest payment each year-you know average wage. I want a comfortable life, that revolves around time with/for the kids, hobbies and having a fun exciting life, without stressing everyday about money and work, yes I know billions of other people want this too. If I won money, how much would be good, its one thing to say I want to win that 10million lotto draw, but really, that's nothing but greed, its nice to say I'd like to help out people or my family if I won money, but my main priority is my family under this roof, so how much is enough? Well a house, yes a big block of land and big house, cars, sheds and no neighbours would be great, but what would make us happy and comfortable? Maybe a decent size 4 bed home, close to the water-so gold coast obviously- a garage or workshop/shed, nice kitchen/bathroom etc, so maybe something worth around 400-450000? That's a pretty average house price on the coast, what else? Abit of spending money, finish the car, a holiday and some household items? So maybe 50000? A decent holiday by the way... And some money in the bank, 10% interest account, 40000 a year? So maybe another 400000? So really a million? If we couldn't have it all, I'd settle for the house option, that would mean working wasn't going into rent or home repayments, it would be surplus, so 450000? That would be nice, I'm not greedy, I don't think there's anything wrong with wanting a better life, that didn't involve watching every dollar you have, just want some comfort... Now to work out how to make it happen